WEBSITE DISCLAIMER

Website Disclaimer
Last Updated: December 2025

The information provided on the Golden Mean Financial Services (“GMFS,” “we,” “our,” or “us”) website, www.goldenmeanfinancialservices.com, is for educational and informational purposes only and should not be considered financial, investment, legal, or tax advice.

By accessing or using this website, you agree to this Disclaimer.

1. No Financial, Investment, or Tax Advice

The content on this website, including text, graphics, calculators, presentations, seminar materials, videos, and downloadable resources, is general in nature and is not personalized advice.

Nothing on this website should be relied upon as a recommendation to:

  • Buy or sell securities

  • Purchase insurance or annuity products

  • Implement a specific financial strategy

You should consult with a qualified financial advisor, tax professional, or attorney regarding your individual circumstances before making financial decisions.

2. Educational Content Only

Information related to:

  • Retirement income planning

  • Social Security optimization

  • Tax-efficient strategies

  • Investment risk concepts

  • Insurance and annuity education

is provided for educational purposes only.
Results vary based on individual circumstances, market conditions, and product features.

3. No Guarantees

Any examples, illustrations, projections, or hypothetical scenarios are not guarantees of future performance.
All financial products involve risk, including potential loss of principal.

4. No Client Relationship

Use of this website, submission of contact forms, or attendance at a seminar does not create a financial advisor–client relationship.

A client relationship is established only after execution of a written agreement.

5. Third-Party Links

This website may link to third-party websites, including government agencies or financial tools. GMFS is not responsible for the content, accuracy, or privacy practices of those sites.

6. Limitation of Liability

To the fullest extent permitted by law, GMFS is not liable for any loss or damages arising from:

  • Use of this website

  • Reliance on information provided

  • Technical errors or interruptions

7. Changes to Disclaimer

GMFS may update this Disclaimer at any time. Continued use of the website constitutes acceptance of the updated terms.

Contact

Golden Mean Financial Services
21151 S. Western Ave.
Torrance, CA 90501
Phone: (949) 872-6219
Email: mtrottier@goldenmeanfinancialservices.com